MEET OUR SARATOGA, NY OFFICE

 

Matthew Hickey
Regional Manager

Matthey Hickey is ready and happy to help with all of your needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.


David Stickles
Branch Manager
NMLS# 149385

Good service and a reputation for honesty, integrity, and financial reliability are often more important than interest rates and fees. In my 20 years of mortgage banking experience, I've closed over 450 million dollars of loan volume. However, the most important thing my past clients will say is that I am someone that was up-front, honest, and fair. After all, building a business that lasts in this tough market requires only the best customer service. We have virtually every program the market has available here, so I can get every client the best rate out there depending on their very unique characteristics. After all, your mortgage loan is likely to be the biggest financial commitment you'll ever make.

I will provide you with clear, honest information about your loan. I pride myself and my team on quick and efficient processing of your mortgage and give you answers when you need them. I'm available to you to offer information, advice, and service from the day you apply for your mortgage through the closing and into the future, seven days a week. 

 

Most of all, we will treat you with the respect and concern you've come to expect. So when you're ready to buy a house, or refinance your existing home, come to me. My team and I can help make your dreams come true!


Paul Bardwell
Operations Manager

Paul Bardwell is ready and happy to help with all of your mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.


John Nazarian
Loan Officer
NMLS # 141167

John Nazarian is ready and happy to help with all of your mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.


Michael Grimes, Sr
Loan Officer Assistant
NMLS # 20165

Michael Grimes, Sr is ready and happy to help with all of your mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.


Michael Grimes, Jr
Loan Officer Assistant
NMLS # 1475105

Michael Grimes, Jr is ready and happy to help with all of your mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.


Darrell Josh Gibbs
Loan Officer
NMLS # 141208

Darrell Josh Gibbs is ready and happy to help with all of your mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.


Ben Ostrander
Loan Officer
NMLS # 613266

Ben Ostrander is ready and happy to help with all of your mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.


John Ranocchia
Loan Officer
NMLS # 102875

My commitment to customers has been the number one priority for my entire mortgage career. That commitment drives not only myself, but that commitment is prevalent among my peers and every member of the Think Mortgage family of professionals. For over two decades, I have had the privilege of assembling, leading, and developing operational teams to deliver the best in service for our customers. While I have taken on many management and leadership roles over the past 24 years, the most gratifying experience is making a positive difference for the customer. Integrity always matters, and it is my pleasure to assist every customer with the right mortgage program for their needs. Whether you are a first-time buyer or an experienced Real Estate Investor, you can expect friendly and efficient service.


Gerald Meyer
Loan Officer
NMLS # 125782

Gerald Meyer is ready and happy to help with all of your mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.


Vincent Monaco
Loan Officer
NMLS # 125182

Vincent Monaco is ready and happy to help with all of your mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At Think Mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.


Steven Hunt
Loan Officer
NMLS # 2034801

Steven is ready and happy to help with all of your mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.


Benjamin Forcucci
Loan Officer
NMLS # 26821

Benjamin is ready and happy to help with all of your mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.


Rachael Angelini
Loan Officer
NMLS # 55722

Rachael is ready and happy to help with all of your mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.


Kyle Gardner
Commercial Loan Officer

Kyle Gardner is ready and happy to help with all of your commercial mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.


Joel Bartlette

Commercial Loan Officer

Joel Bartlette is ready and happy to help with all of your commercial mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.


Reza Barak

Commercial Loan Officer

Reza Barak is ready and happy to help with all of your commercial mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.

 


Martin Michele
Business Development

Martin is a highly skilled and accomplished business development professional with expertise in the mortgage industry. With a strong background in sales, relationship management, and market analysis, I have a proven ability to drive business growth and expand market share.