MEET OUR MORGANVILLE, NJ OFFICE
Thomas Barnes
Branch Manager
NMLS# 1549529
Thomas was born & raised in Staten Island, New York and attended Mount Saint Mary College in Newburgh, New York, graduating with a Bachelor Degree in Business Management and Finance in just 3 years. As a college student, he worked as an intern for a top Mortgage Broker in New Jersey who wet his appetite for the industry. He later decided to join a company closer to his native roots in Staten Island. Thomas is licensed in both New York & New Jersey and takes pride in making sure all his clients fully understand the mortgage process from time of Pre-Approval, through closing and into the payment process. There are significant benefits to having a trusted mortgage banker like Thomas by your side; Throughout the entire home purchasing process, there are many hurdles to face especially in terms of securing a mortgage, which can touch up to 20 different handlers through a 30-day process. Thomas realizes that time is of the essence in closing on a deal and is highly experienced in the logistics involved. He will make sure that your real estate transactions will be finalized well within escrow timelines. From helping you gather the necessary documents to securing appraisals and titles, Thomas can make the entire process much easier for everyone involved. He is well-known for his integrity and sensitivity to the different needs of clients, and would consider it a privilege to work with you!
Chris DeGregorio
Loan Officer
NMLS # 1602106
Christopher joins Think Mortgage with a wealth of experience in the real estate & financial product markets. In addition, he has also served the City of New York for over 10 years as one of NY’s bravest as a Firefighter for the FDNY. In doing so, Christopher has been able to fully understand the importance and the need for excellent financial products in one’s lifetime. Christopher understands home ownership is one of the most important financial decisions in one’s lifetime & that the home buying/financing process for the 1st time home-buyer could be stressful & confusing, so he strives to make the process as easy as possible.
Christopher specializes in offering & structuring superior loan programs for all city/municipal & union workers throughout the NY/NJ areas. He achieves this by fully understanding the needs of union workers & structuring all of his programs with their best interests as his top priority.
If you happen to know of anyone thinking of buying in the next 6-12 months, please keep me in mind and forward them my information. It’s NEVER too early to start the pre-approval process.
Also, if you know of anyone who can benefit from re-financing their current loan to get a lower rate or to cash out for home improvements/renovations, or to consolidate:
• Credit cards with high interest rates
• Auto Loans
• Student Loans
If any of these situations present themselves in the near future please keep me in mind for you friends, colleagues or family that are considering mortgage financing.
Joseph Malanka
Loan Officer
NMLS # 4212
Joseph Malanka comes from a long background of banking, management, and finance, and over 28 years’ experience in mortgage banking.
Joe began his career on Wall Street in accounting, from there he moved into the auto industry where he worked his way up from sales into general management serving as Regional Manager for the Northeast Region.
After leaving the auto industry, Joe managed his own mortgage warehouse bank serving as an underwriter and manager for a mortgage bank for many years.
Joe prides himself on his ability to see through every situation to arrive at a solution to get a loan done. His experience in management, underwriting, and banking allows him to analyze borrower profiles quickly and effectively to come up with a solution that fits the borrower’s profile. Joe’s signature service to his borrowers includes the best available rates and terms to maximize savings for borrowers.
Jennifer Daly
Loan Officer
NMLS # 191672
Jennifer Is ready and happy to help with all of your mortgage needs! Choosing a think mortgage Loan officer means you as a client benefit from a variety of lending products offered under one roof, accessibility to your loan officer seven days a week, and communication between your realtor and attorney throughout the whole process. At think mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.